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    Home » Recipes » Drinks

    Simple Rumchata Hot Chocolate

    Updated: Oct 27, 2026 by Kristin Hayes · This post may contain affiliate links · 8 Comments

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    This Simple Rumchata Hot Chocolate is rich, creamy, and packed with cinnamon flavor! Made with just 3 ingredients and ready in 2 minutes, it’s the perfect adult treat for chilly nights!

    A glass mug filled with Rumchata hot cocoa and garnished with whipped cream and sprinkles.

    This past weekend, the weather was quite cold! Growing up in Illinois, I was used to freezing winters, but after living in Houston for years, I definitely got spoiled by those 50-60 degree winter days! Now that we’re back in Colorado, I’m reminded what real winter feels like, haha!

    Since we decided to stay in and have a lazy day, this drink was the perfect afternoon treat! Creamy hot cocoa mixed with a shot of RumChata was such a delicious combination, and we both thoroughly enjoyed it! Using just a packet of hot cocoa mix, milk, and RumChata, it comes together in about 2 minutes. Add some whipped cream, marshmallows, or sprinkles, and enjoy!

    If you love sweet cinnamon-flavored drinks as much as I do, be sure to try my Cinnamon Toast Crunch Shots made with RumChata and Fireball!

    Quick Look: RumChata Hot Chocolate

    • Taste: Rich chocolate with sweet cinnamon and vanilla flavor from the RumChata.
    • Texture: Smooth and creamy.
    • Prep Time: 1 minute
    • Cook Time: 1 minute
    • Total Time: 2 minutes
    • Servings: 1 drink
    • Difficulty: Easy, just heat, stir, and enjoy!
    • Equipment: Microwave or saucepan and a mug.

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    Jump to:
    • Quick Look: RumChata Hot Chocolate
    • Ingredient Notes
    • How to Make RumChata Hot Chocolate
    • Tips for Success
    • RumChata Hot Chocolate Recipe FAQs
    • More RumChata Recipes You’ll Love
    • Hot Chocolate with Rumchata

    Ingredient Notes

    See the printable recipe card below for exact measurements and step-by-step directions.

    All the ingredients needed to make RumChata hot chocolate.
    • Hot Cocoa Mix: Use your favorite packet of hot cocoa mix for convenience, or replace the cocoa mix and milk with ¾ cup of my Homemade Creamy Hot Chocolate!
    • RumChata: Adds a sweet cinnamon and vanilla flavor with a creamy finish. Original RumChata is my go-to, but other flavors work too!
    • Milk: I prefer whole milk for a richer, creamier hot chocolate, but 2% works too.
    • Garnishes: Optional, but whipped cream, mini marshmallows, or sprinkles make this even better!

    Variations & Substitutions

    • Dairy-Free Milk Options: Swap the milk for almond or oat milk if preferred. Keep in mind that RumChata itself contains dairy.
    • Extra Chocolate: Stir in a few chocolate chips while heating the milk for an even richer chocolate flavor.
    • Peppermint Twist: For a festive chocolate drink, try my Peppermint Hot Chocolate made with melted chocolate chips and peppermint candies!

    How to Make RumChata Hot Chocolate

    Milk added to a saucepan.

    Step 1. Heat the milk in the microwave or on the stovetop until hot, but not boiling.

    Hot cocoa mix added into warm milk in a saucepan.

    Step 2. Remove from heat and stir in the hot cocoa mix until fully dissolved.

    Rumchata added to a creamy hot cocoa mixture in a saucepan.

    Step 3. Stir in the RumChata until fully combined.

    An up close look at a glass mug of boozy hot cocoa garnished with whipped cream.

    Step 4. Pour into a mug and add your favorite toppings, such as whipped cream, marshmallows, or sprinkles. Serve immediately!

    Tips for Success

    • Don’t Boil the Milk: Heat until hot, but avoid boiling for the smoothest, creamiest hot chocolate.
    • Add RumChata Last: Stir it in after removing the hot cocoa from the heat to help prevent the cream liqueur from separating.
    • Serve Immediately: This drink is best enjoyed warm, right after making it!

    RumChata Hot Chocolate Recipe FAQs

    Can you make RumChata hot chocolate for a crowd?

    Yes! Simply double or triple the recipe depending on how many servings you need. Keep the prepared hot cocoa warm and let everyone stir RumChata into their own mug before serving. For another option, my Boozy Hot Chocolate Recipe uses Baileys and is great for a hot chocolate bar!

    Can you reheat RumChata hot chocolate?

    Yes, although it’s best enjoyed fresh! Reheat gently in the microwave or on the stovetop without letting it boil. Stir well before serving.

    More RumChata Recipes You’ll Love

    • a creamy RumChata Christmas drink with a candy cane rim.
      Creamy RumChata Christmas Cocktails
    • A glass mug filled with creamy RumChata iced coffee and topped with whipped cream and sprinkled cinnamon.
      RumChata Iced Coffee
    • A creamy root beer float with Rumchata added in a for a boozy twist.
      RumChata Root Beer Float Recipe
    • a cinnamon roll drink made with only 3 ingredients.
      Cinnamon Roll Cocktail

    Tried this recipe? Leave a ⭐⭐⭐⭐⭐ rating and let me know what you think in the comments! You can also follow me on Pinterest for even more easy, family-friendly recipes.

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    A glass mug filled with Rumchata hot cocoa and garnished with whipped cream and sprinkles.

    Hot Chocolate with Rumchata

    Recipe by: Kristin Hayes
    This RumChata Hot Chocolate is rich, creamy, and packed with cinnamon flavor! Made with just 3 ingredients and ready in 2 minutes, it's an easy adult treat for chilly nights!
    4.37 from 57 votes
    Print Recipe Pin Recipe Rate this Recipe
    Prep Time 1 minute min
    Cook Time 1 minute min
    Total Time 2 minutes mins
    Course Drinks
    Cuisine American
    Servings 1
    Calories 201 kcal

    Equipment

    • Sauce Pan
    • Coffee Mugs

    Ingredients
      

    • 1 packet hot cocoa mix
    • 1 oz Rumchata any flavor desired
    • ¾ cup milk
    • Whipped cream, marshmallows, or sprinkles (optional)

    Instructions
     

    • Heat the milk in the microwave or on the stovetop until hot, but not boiling.
    • Remove from heat and stir in the hot cocoa mix until fully dissolved.
    • Stir in the RumChata until fully combined.
    • Pour into a mug and add your favorite toppings, such as whipped cream, marshmallows, or sprinkles. Serve immediately!

    Notes

    • Original RumChata is my favorite, but other flavors work too!
    • For extra chocolate flavor, stir a few chocolate chips into the milk while heating.

    Nutrition

    Serving: 1mugCalories: 201kcalCarbohydrates: 18gProtein: 6gFat: 6gSaturated Fat: 4gPolyunsaturated Fat: 0.2gMonounsaturated Fat: 1gCholesterol: 22mgSodium: 80mgPotassium: 283mgFiber: 0.04gSugar: 19gVitamin A: 297IUCalcium: 226mgIron: 0.04mg
    Tried this recipe?Mention @TheCookinChicks or tag #TheCookinChicks!

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    Comments

    1. Debbie says

      February 16, 2021 at 1:02 pm

      I was so excited to try this! Sadly I was disappointed. The followed the directions exactly. I felt like the rumchata was burning my tummy. If I try it again I will use less rumchata. I do like rum. This was a great idea. Thank you!

      Reply
      • Kristin says

        February 17, 2021 at 10:33 am

        Aww bummer to hear it was too strong! Definitely add a smaller amount next time and adjust depending on preference!

        Reply
    2. Elizabeth McPherson says

      December 12, 2020 at 9:06 pm

      Absolutely amazing!!!

      Reply
      • Kristin says

        December 13, 2020 at 1:15 pm

        Yay!! Isnt it incredible?? My fav and so simple!!

        Reply
    3. Danny says

      September 12, 2020 at 4:58 am

      5 stars
      I add some cinnamon too

      Reply
      • Kristin says

        September 12, 2020 at 9:10 am

        Great idea! Yum!!

        Reply
    4. Robin Gardella says

      November 17, 2019 at 10:48 am

      *microwave, not mocrowave! Are you drunk already 😂

      Reply
      • Kristin says

        November 17, 2019 at 6:55 pm

        LOL, your comment made me literally laugh out loud, haha! It has been corrected, good catch, haha!

        Reply
    4.37 from 57 votes (56 ratings without comment)

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    Welcome to The Cookin’ Chicks! I’m Kristin- mom of 3, wife, and food lover-sharing easy dinners, quick desserts, and family-friendly recipes that make mealtime simple, fun, and delicious. Around here, it’s all about family, faith, and food that brings everyone to the table!

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