This Simple Rumchata Hot Chocolate is rich, creamy, and packed with cinnamon flavor! Made with just 3 ingredients and ready in 2 minutes, it’s the perfect adult treat for chilly nights!

This past weekend, the weather was quite cold! Growing up in Illinois, I was used to freezing winters, but after living in Houston for years, I definitely got spoiled by those 50-60 degree winter days! Now that we’re back in Colorado, I’m reminded what real winter feels like, haha!
Since we decided to stay in and have a lazy day, this drink was the perfect afternoon treat! Creamy hot cocoa mixed with a shot of RumChata was such a delicious combination, and we both thoroughly enjoyed it! Using just a packet of hot cocoa mix, milk, and RumChata, it comes together in about 2 minutes. Add some whipped cream, marshmallows, or sprinkles, and enjoy!
If you love sweet cinnamon-flavored drinks as much as I do, be sure to try my Cinnamon Toast Crunch Shots made with RumChata and Fireball!
Quick Look: RumChata Hot Chocolate
- Taste: Rich chocolate with sweet cinnamon and vanilla flavor from the RumChata.
- Texture: Smooth and creamy.
- Prep Time: 1 minute
- Cook Time: 1 minute
- Total Time: 2 minutes
- Servings: 1 drink
- Difficulty: Easy, just heat, stir, and enjoy!
- Equipment: Microwave or saucepan and a mug.
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Ingredient Notes
See the printable recipe card below for exact measurements and step-by-step directions.

- Hot Cocoa Mix: Use your favorite packet of hot cocoa mix for convenience, or replace the cocoa mix and milk with ¾ cup of my Homemade Creamy Hot Chocolate!
- RumChata: Adds a sweet cinnamon and vanilla flavor with a creamy finish. Original RumChata is my go-to, but other flavors work too!
- Milk: I prefer whole milk for a richer, creamier hot chocolate, but 2% works too.
- Garnishes: Optional, but whipped cream, mini marshmallows, or sprinkles make this even better!
Variations & Substitutions
- Dairy-Free Milk Options: Swap the milk for almond or oat milk if preferred. Keep in mind that RumChata itself contains dairy.
- Extra Chocolate: Stir in a few chocolate chips while heating the milk for an even richer chocolate flavor.
- Peppermint Twist: For a festive chocolate drink, try my Peppermint Hot Chocolate made with melted chocolate chips and peppermint candies!
How to Make RumChata Hot Chocolate

Step 1. Heat the milk in the microwave or on the stovetop until hot, but not boiling.

Step 2. Remove from heat and stir in the hot cocoa mix until fully dissolved.

Step 3. Stir in the RumChata until fully combined.

Step 4. Pour into a mug and add your favorite toppings, such as whipped cream, marshmallows, or sprinkles. Serve immediately!
Tips for Success
- Don’t Boil the Milk: Heat until hot, but avoid boiling for the smoothest, creamiest hot chocolate.
- Add RumChata Last: Stir it in after removing the hot cocoa from the heat to help prevent the cream liqueur from separating.
- Serve Immediately: This drink is best enjoyed warm, right after making it!
RumChata Hot Chocolate Recipe FAQs
Yes! Simply double or triple the recipe depending on how many servings you need. Keep the prepared hot cocoa warm and let everyone stir RumChata into their own mug before serving. For another option, my Boozy Hot Chocolate Recipe uses Baileys and is great for a hot chocolate bar!
Yes, although it’s best enjoyed fresh! Reheat gently in the microwave or on the stovetop without letting it boil. Stir well before serving.
More RumChata Recipes You’ll Love
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Hot Chocolate with Rumchata
Equipment
Ingredients
- 1 packet hot cocoa mix
- 1 oz Rumchata any flavor desired
- ¾ cup milk
- Whipped cream, marshmallows, or sprinkles (optional)
Instructions
- Heat the milk in the microwave or on the stovetop until hot, but not boiling.
- Remove from heat and stir in the hot cocoa mix until fully dissolved.
- Stir in the RumChata until fully combined.
- Pour into a mug and add your favorite toppings, such as whipped cream, marshmallows, or sprinkles. Serve immediately!
Notes
- Original RumChata is my favorite, but other flavors work too!
- For extra chocolate flavor, stir a few chocolate chips into the milk while heating.










Debbie says
I was so excited to try this! Sadly I was disappointed. The followed the directions exactly. I felt like the rumchata was burning my tummy. If I try it again I will use less rumchata. I do like rum. This was a great idea. Thank you!
Kristin says
Aww bummer to hear it was too strong! Definitely add a smaller amount next time and adjust depending on preference!
Elizabeth McPherson says
Absolutely amazing!!!
Kristin says
Yay!! Isnt it incredible?? My fav and so simple!!
Danny says
I add some cinnamon too
Kristin says
Great idea! Yum!!
Robin Gardella says
*microwave, not mocrowave! Are you drunk already 😂
Kristin says
LOL, your comment made me literally laugh out loud, haha! It has been corrected, good catch, haha!