Line some mini muffin pans with paper liners. *This recipe makes about 36

Place one mini nilla wafer in the bottom of each paper liner in each muffin cup. (These will act as a replacement for graham crackers.)

In a medium bowl, using an electric mixer, beat the cream cheese and sugar.

Slowly add in the milk and mix until smooth.

Next, slowly add in the pudding mix.

Beat for about 2-3 minutes until thick and smooth.

Using a piping bag, scoop pudding filling inside and close. *You can spoon this on as well, just won’t be as pretty

Pipe (or spoon) the rich custard on top of each nilla wafer until about 2/3 full.

Place the slices of banana on top and continue the process until all are completed.

Refrigerate for a minimum of 2 hours, then serve and enjoy!